Flexible
It's your policy — that means you can access your policy's cash value at any time.
Ethereum Indexed Universal Life Insurance
Life insurance that's as flexible as you are. Imagine that.
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Key Benefits
Protective
Get lifelong coverage with the option to protect you and your loved ones in a variety of scenarios.
Tax-Efficient Growth
Have the potential to grow tax-efficient wealth by indexing your premiums to Ethereum.
Ethereum IUL Policy Example
Monthly premium:$1,300
$200$4,000
Total Premiums
$468,000
Over 30 years
Ethereum IUL Account
$10,247,207
15.50% IRR (16.00% - 0.5% fee)
Taxable Account*
$7,123,061
progressive capital-gains tax
Death Benefit
A death benefit will be associated with the policy based on an individual's age and health.
Time horizon:30 years
10 years40 years
$53.0M$39.8M$26.5M$13.3M$0
0510152025303540
Ethereum IUL Account
Taxable Account
Your potential advantage with Ethereum IUL+$3,124,146
*Tables and charts are for illustrative purposes only and are not based on any specific policy example. Please reference your specific policy for additional details. All guarantees and contractual obligations are based solely on the claims-paying ability of the issuing life insurance company.
Tax-efficient growth & lifelong protection
Anqa offers Ethereum IUL policies that allow you to grow your premiums indexed to Ethereum's performance. You can access your cash value and tax-deferred growth as long as your policy is in-force, and your death benefit will pass to your loved ones upon your passing.
- Tax-deferred cash value growth
- Tax-free policy loans
- Income tax-free death benefit
- Downside protection with guaranteed floor
Frequently asked questions
Do I need life insurance?
Life insurance provides financial security for those who depend on you. If you have a spouse, children, or anyone who relies on your income, a policy ensures they can maintain their lifestyle, pay off debts, and cover expenses like education or housing if something happens to you.
What type of life insurance is best for crypto holders?
Indexed Universal Life (IUL) insurance is ideal for crypto investors because it links your cash value growth to digital asset performance while providing downside protection. You get exposure to crypto market gains without the risk of losing your principal, plus significant tax advantages on both growth and withdrawals.
Why crypto life insurance?
Traditional investment accounts subject your crypto gains to capital gains taxes. Crypto life insurance lets your digital asset investments grow tax-deferred, and you can access your money through tax-free policy loans. Your beneficiaries also receive the death benefit completely income-tax-free.
How does tax-efficient growth work?
Your policy's cash value compounds without annual taxes eating into your returns. When you need funds, you borrow against your policy rather than withdrawing — this means no taxable event. The loan uses your cash value as collateral while your full balance continues growing.
What makes Anqa different?
Anqa specializes exclusively in crypto-indexed life insurance products. Our policies are designed from the ground up for digital asset holders, offering Bitcoin and Ethereum indexing options, streamlined digital applications, and advisors who understand both insurance and cryptocurrency.
Why choose Ethereum for your IUL policy?
Ethereum powers the largest smart contract ecosystem and has shown strong long-term growth potential. An Ethereum IUL lets you participate in ETH's upside while the policy structure adds downside protection and tax advantages you can't get from holding ETH directly in a wallet or exchange.
What makes Ethereum a good long-term wealth building asset?
Ethereum is the foundation for DeFi, NFTs, and thousands of decentralized applications. Its transition to proof-of-stake reduced energy consumption by 99% and introduced ETH burning, making it potentially deflationary. These fundamentals support Ethereum's case as a long-term store of value.
Ready to grow your wealth tax-efficiently?
Get a personalized quote and see how Ethereum IUL can work for your financial goals.
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