Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the Anqa Life website and any related content, tools, and services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

2. The Service

Anqa Life provides informational content about life insurance products, including policies indexed to digital assets, along with educational tools such as calculators and guides. The Service is provided for general informational purposes only.

3. Not Financial, Legal, or Insurance Advice

Nothing on the Service constitutes financial, investment, tax, legal, or insurance advice, nor an offer to sell or a solicitation to buy any insurance product or security. Any illustrations, projections, or estimates are hypothetical, are based on assumptions that may not reflect actual results, and are not guarantees of future performance. Insurance products are subject to underwriting, terms, conditions, and exclusions. Consult a licensed professional before making any decision.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful or fraudulent purpose;
• Interfere with, disrupt, or attempt to gain unauthorized access to the Service or its systems;
• Copy, reproduce, scrape, or redistribute content from the Service without permission;
• Submit false, misleading, or other people’s information without authorization.

5. Intellectual Property

The Service and all of its content, features, and functionality are owned by Anqa Life and are protected by intellectual property laws. These Terms do not grant you any right to use Anqa Life’s trademarks, logos, or content except as expressly permitted.

6. Third-Party Links

The Service may contain links to third-party websites or resources. We are not responsible for the content, products, or practices of any third parties, and linking does not imply endorsement.

7. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the maximum extent permitted by law, Anqa Life and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of the Service.

9. Indemnification

You agree to indemnify and hold harmless Anqa Life and its affiliates from any claims, liabilities, damages, and expenses arising out of your use of the Service or your violation of these Terms.

10. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect and use your information.

11. Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted, and the “Last updated” date above will be revised. Your continued use of the Service constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of the applicable jurisdiction, without regard to its conflict-of-laws principles.

13. Contact

Questions about these Terms? Reach us through our contact page.